Business Loans

Wimberly Funding provides national and international business loan solutions with expertise across a wide range of financing options. We work with small, medium, and large businesses to provide capital through tailored lending programs.

Loan Programs We Offer

Our lenders finance businesses with loan amounts starting at $1M domestically and $5M internationally, with no maximum.

Types of Business Loans:

  • Term Loans

  • Lines of Credit

  • Credit Facilities

  • Bridge Loans

  • USDA Business & Industry Loans

  • E-Commerce Loans

  • Contract Financing

  • Mergers & Business Acquisitions

  • Private Equity / Joint Venture

  • Accounts Receivables Financing / Factoring

  • Purchase Order & Trade Financing

  • Project Financing

  • Working Capital & Equity Loans

  • Joint Venture Financing – US Businesses

  • Domestic & Export Receivables Financing

  • Business Loan Consolidation

  • International Business Loans

  • Startup Business Loans

  • Unsecured Small Business Loans

  • Healthcare Financing

  • Business-to-Consumer Financing

  • Debt Leveraging Physical Assets & Contracts

  • Partner & Business Buyouts

Asset-Based Loans

Loans, credit facilities, or lines of credit secured by company assets such as:
  • Multifamily Housing, Mixed-Use, Retail, Office, Industrial/Warehouse

  • Restaurants, Franchises, Hotels & Resorts

  • Receivables, Inventory, Invoices

  • Machinery, Equipment Leasing / Leaseback

  • Stocks, Bonds, Financial Instruments, MTNs

  • Commercial Real Estate & Real Estate Investments

  • Land, Bank Notes, Credit Card Processing Accounts

Terms:

  • Loan Size: $1M – No Max

  • Loan-to-Value: 50% – 90%

  • Line of Credit or Fixed-Rate Loans

  • National & International

  • Bruised Credit, Bankruptcy, and Foreclosures Accepted

Luxury Asset Loans

High-value assets can also serve as collateral for financing or outright sale, including:
  • Precious Metals, Rare Coins, Gold, Silver, Platinum

  • Jewelry, Fine Watches, Diamonds

  • Exotic Cars, Yachts / Boats, Aircrafts

  • Paintings, Sculptures, Fine Art, Antiques

Specialized Financing Programs

Areas of Expertise:

Oil & Gas Financing

Renewable Energy (Hydroelectric, Solar, Wind, Wave, Geothermal)

Mining Projects

Corporate Financing

  • Min: $1M Domestically | $5M Internationally

  • No Maximum

Bridge / Hard Money Loans

  • Min: $1M Domestically | $5M Internationally

  • Max: $500M+

Energy Financing

  • Min: $1M | No Max

  • National & International Lending

Financing Structures

  • Debt, Equity, Mezzanine, or Joint Venture

  • Mezzanine Financing: Min $1M – No Max

  • Private Equity: Min $1M – No Max

  • Project Financing: Private & Institutional, Min $1M – No Max

Rates & Terms

  • Loan Amounts: $1M to $1B+

  • Rates: 4% – 14% (variable, depending on collateral)

  • Amortization: Interest Only

  • Closing Time: 10 – 45 days

  • Sponsor/Principals: Net worth equal to or greater than loan requested, or 10% liquidity

  • Expense Deposit: Required

Application Requirements

  • Executive Summary (all loan requests)

  • Investment-Grade Business Plan (for most large loans)

  • Business Loan Application & Borrower’s Authorization